Supply Chain Factoring Architecture

Interactive Process Flow

Hover over steps to highlight the corresponding architecture components and data flows.

Trade & Submission

The Vendor (Supplier) submits the initial invoice into the Cortex platform.

Anchor Confirmation

Data syncs to Verity. The Anchor (Buyer) confirms the invoice, creating a programmable, immutable liability.

Factoring Initiation

The Factor (Investor) steps in to refinance the confirmed invoice on the Verity platform.

Payment Instructions

Factoring generates underlying instruction sets sent to the CLOB (Advance to Vendor, Repayment from Anchor).

Swap Accounting & Netting

The Facilitator Netting Engine routes funds via a Swap Accounting Journal. This ensures an immutable audit trail for every leg before final AP/AR wallet settlement.

Vendor (Supplier)

Invoice Originator

Factor (Investor)

Liquidity Provider

Anchor (Buyer)

Liability Holder

Cortex Platform

Submit Invoice

Verity Platform

Confirm

Refinance

Payment Instructions

[ Advance Leg ] [ Repayment Leg ]

Facilitator / CLOB Netting Engine

Swap Accounting Journal

(Immutable Audit Transit)

Vendor Wallet / AR

Receives Advance (e.g. 95%)

Factor Wallet

Pays 95%

Gets 100%

Anchor Wallet / AP

Pays at Maturity (100%)